Credit|Redi

Small Mid-Size Enterprise's (SME) assess, manage and improve financial health with Credit|Redi.
Credit|Redi combines powerful business operations assessment capabilities with a credit risk scoring application to improve a company's credit rating and financial health.
Input balance sheet and income statement data and generate a detailed credit score and financial health assessment profile of any SME. The report spots weaknesses and problem areas of the business. Business assessment apps allows managers to isolate problems and initiate solutions to improve financial condition and credit score.
Credit|Redi is designed to spot weaknesses in a company's financial condition helping managers to target initiatives to improve the company's operating performance and financial health. This provides assurance to lenders and shareholders that the company financial health is sound and is a good credit risk.
Credit|Redi generates a credit rating from key financial data and determines areas within the enterprise that needs improvement. The Credit|Redi assessment apps help assess troubled areas of the business contributing to financial stress and underperformance. Remediation initiatives can then be designed and initiated to improve a company's financial condition.
Credit|Redi conducts over 250 critical assessments across the enterprise. Designed specifically for SMEs, Credit|Redi scores emerging business opportunities while assessing business risk to protect and grow profitability and financial health. The set of self assessment apps identifies weakness in the business franchise and guides managers to uncover, prioritize, monetize and initiate business recovery actions.
Cedit|Redi presents capital allocation options on a set of dashboards to assure informed decisions on all business investments are made. Credit|Redi demonstrates to bankers and investors that a thorough risk assessment and ROI analysis has been conducted on all potential options and capital expenditure plans.
Credit|Redi monitors enterprise risk and ongoing mitigation initiatives, views results across the organization to enhance control, evaluate progress and validate company risk profile against industry best practices.
Users Include:
Small midsize business owners, C Level SME managers, commercial loan specialists, bankers, credit unions, workout specialists, alternative finance providers, IT managers, HR consultants, sales managers, facilities managers, CPA’s, private equity firms, business coaches, due diligence professionals
Applications:
Loan Application Preparation, Workout Planning Program, Initial Survey for New CEO, Preparation for Capital Raise, Credit Extension / Default Mitigation, Board of Directors Presentation, Strategic Alliance / Merger Review, Capital Allocation ROI Assessment
Product Features Include:
Z Score Credit Rating and Financial Health Assessment Report, Three Sets of Performance Dashboards, Self Assessment Scoring Methodology, Calculation of Risk Budget and Enterprise View of Aggregated Risk
Assessment Apps include:
Product and Market Dynamics Assessment: Product Risk / Customer Risk / Supply Chain / Competition / Market Dynamics
Business Function Assessment: Operations / IT / HR / Facilities / Sales & Marketing / Management / Accounting,
Critical Success Factors Assessment / Risk Factor Assessment / Business Ratio / Business Plan Checklist / Macroeconomic Risk
Credit Rating Financial Health Assessment Report: Annual Credit Score Calculation and full set of financial assessment reports to determine credit rating, balance sheet health and income statement stress factors.
Customer Service Hotline, ROI calculator, 40 Page workbook, Product Support Webinar, Customer Service Hotline.
System Requirements: Google Drive, Openoffice or MS Office Excel